DoorDash requires that all Dashers maintain an up-to-date auto insurance policy. If you fail to maintain your own insurance, DoorDash's coverage may not apply. Damages sustained to your vehicle in an auto accident are your responsibility and should be addressed by your auto insurance carrier directly. DoorDash does provide excess auto insurance for Dashers, but this policy applies only to damages you cause to other parties (i.e. third party property damage and/or bodily injury) and only to accidents while on an active delivery (when you are in possession of goods to be delivered). This excess insurance applies only after you go through your own auto insurance policy first.
To file a report with DoorDash, please complete the DoorDash Insurance Form located here.